Grinnell Auto Insurance Review

Company Background Information

Grinnell Mutual Reinsurance Company sells Grinnell branded auto insurance and is a mid-sized mutual reinsurance company. It was established in 1909 by John Evans with the purpose of offering reinsurance for Iowa county mutual, and the company is currently headquartered in Grinnell, Iowa. In 1956 Grinnell began selling auto and casualty insurance and in 1961 it began selling insurance in the states of South Dakota, Nebraska, North Dakota and Wisconsin. The company branded itself as Grinnell Mutual Reinsurance Company in 1963. In recent A.M. Best ratings the company received an “A” rating for its established financial strength. The company has over 600 employees and sells its products in 12 state markets through a network of over 1,600 independent agencies.

Pros of Grinnell Auto Insurance

• Financially strong company with a stable outlook
• Several high quality insurance offerings and discounts

Cons of Grinnell Auto Insurance

• Regional specific provider that does not specialize in auto insurance
• A lack of review information regarding the company’s auto insurance service
• No online quotes for auto insurance

Discounts

Grinnell offers several discounts including the following:

• Anniversary discount
• Discount for paying premiums in full
• Vehicle passive restraint discount
• Discount for insuring more than one vehicle
• Motor home discount
• Good student discount
• Safe driving discount
• Multiple policy discount
• Vehicle anti-theft device discount
• And others depending on the state

The Elite Driver plan offers reduced rates for auto insurance and is one of the unique features of Grinnell. This plan allows customers to save money if their household drivers have experience, no more than one moving violation over the past three years, and vehicles that are primarily for personal use.

Types of Insurance Offered

Grinnell offers the standard coverage options including liability, medical payment, comprehensive, collision, property damage, and uninsured motorist coverage. In addition to these coverage options there is also GAP coverage, travel expense coverage, and towing/labor coverage. The Auto Plus package offers coverage for pet injury, air bag installation, rental vehicles, personal items, glass repair, clothing theft, and other supplementary coverage options.

Website

The website has some basic information about the auto insurance products offered. Customers can find a local agent, and quotes have to be retrieved from an agent, which is one major downside. The website lacks many of the major features that most auto insurance companies have, most likely due to the fact that auto insurance is not one of the company's primary insurance products.

Customer Reviews

We could not find customer reviews of Grinnell auto insurance, most likely due to the fact that the insurer is one of the smaller auto insurance providers in the Midwest.

Recommendations

Grinnell auto insurance is probably most worthwhile for prior customers who may have purchased other insurance products such as their farm, business, or reinsurance products. Due to the fact that the company is not a major auto insurance provider, customers may be able to get better rates and coverage options from other insurance companies. If you are interested in getting a quote for auto insurance now, you can enter your zip code on this page for immediate quotes.

Grinnell auto insurance is offered by Grinnell Mutual Reinsurance Company in 12 states. Grinnell Mutual Reinsurance Company is a financially stable reinsurance company that does not sell auto insurance as its main product, but offers coverage for autos and sport vehicles as well as umbrella and home insurance. Quotes cannot be obtained from the company website and there is not much information about the company’s quality of auto insurance customer support. However, it is a financially secure company with a long established history in selling reinsurance in the Midwest, and its auto insurance may be good choice for customers of its other products.

Company Background Information

Grinnell Mutual Reinsurance Company sells Grinnell branded auto insurance and is a mid-sized mutual reinsurance company. It was established in 1909 by John Evans with the purpose of offering reinsurance for Iowa county mutual, and the company is currently headquartered in Grinnell, Iowa. In 1956 Grinnell began selling auto and casualty insurance and in 1961 it began selling insurance in the states of South Dakota, Nebraska, North Dakota and Wisconsin. The company branded itself as Grinnell Mutual Reinsurance Company in 1963. In recent A.M. Best ratings the company received an “A” rating for its established financial strength. The company has over 600 employees and sells its products in 12 state markets through a network of over 1,600 independent agencies.

Pros of Grinnell Auto Insurance

• Financially strong company with a stable outlook
• Several high quality insurance offerings and discounts

Cons of Grinnell Auto Insurance

• Regional specific provider that does not specialize in auto insurance
• A lack of review information regarding the company’s auto insurance service
• No online quotes for auto insurance

Discounts

Grinnell offers several discounts including the following:

• Anniversary discount
• Discount for paying premiums in full
• Vehicle passive restraint discount
• Discount for insuring more than one vehicle
• Motor home discount
• Good student discount
• Safe driving discount
• Multiple policy discount
• Vehicle anti-theft device discount
• And others depending on the state

The Elite Driver plan offers reduced rates for auto insurance and is one of the unique features of Grinnell. This plan allows customers to save money if their household drivers have experience, no more than one moving violation over the past three years, and vehicles that are primarily for personal use.

Types of Insurance Offered

Grinnell offers the standard coverage options including liability, medical payment, comprehensive, collision, property damage, and uninsured motorist coverage. In addition to these coverage options there is also GAP coverage, travel expense coverage, and towing/labor coverage. The Auto Plus package offers coverage for pet injury, air bag installation, rental vehicles, personal items, glass repair, clothing theft, and other supplementary coverage options.

Website

The website has some basic information about the auto insurance products offered. Customers can find a local agent, and quotes have to be retrieved from an agent, which is one major downside. The website lacks many of the major features that most auto insurance companies have, most likely due to the fact that auto insurance is not one of the company's primary insurance products.

Customer Reviews

We could not find customer reviews of Grinnell auto insurance, most likely due to the fact that the insurer is one of the smaller auto insurance providers in the Midwest.

Recommendations

Grinnell auto insurance is probably most worthwhile for prior customers who may have purchased other insurance products such as their farm, business, or reinsurance products. Due to the fact that the company is not a major auto insurance provider, customers may be able to get better rates and coverage options from other insurance companies. If you are interested in getting a quote for auto insurance now, you can enter your zip code on this page for immediate quotes.

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